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HOA

What Is Home Owners Association (HOA)?

A governing body and volunteers, who can be home owners, who makes and enforces the rules of the HOA for the Home Owners Association subdivision, condo or complex. When you purchase a home with a HOA, you automatically become a member where you can vote for changes or hold a board member position.

HOA fees can vary from monthly, quarterly to yearly dues and can cover insurance, building maintenance, lawn/snow care, utility bills, management fees and community room maintenance. 

There are pro's and con's to HOA and it is important to do your research to what the HOA covers, review minutes and the Association's financial position. 

 

 

Search for Homes with HOA's in Fargo Moorhead or West Fargo

117 Broadway N Unit 211, Fargo, ND image
117 Broadway N Unit 211, Fargo, ND $230,000

Experience the charm of historic architecture paired with contemporary urban living in this distinctive downtown Fargo loft. Exposed brick walls, soaring raftered ceiling...

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  • 1 Beds
  • 2 Baths
  • 7165869 MLS
Courtesy of Berkshire Hathaway HomeServices Premier Properties

Listing courtesy of Berkshire Hathaway HomeServices Premier Properties.

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318 44th Avenue S, Moorhead, MN image
318 44th Avenue S, Moorhead, MN $416,900

HOME FOR THE HOLIDAYS! 5 BEDROOMS | 3 BATHROOMS Welcome home to this beautiful ranch-style twin home in desirable South Moorhead, just steps from Allyson Park and scenic...

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  • 5 Beds
  • 3 Baths
  • 7165963 MLS
Courtesy of Century 21 FM Realty

Listing courtesy of Century 21 FM Realty.

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6158 14th Street S, Fargo, ND image
6158 14th Street S, Fargo, ND $365,000

Sunshine, Space & a Backyard You’ll Love! Tucked away on a quiet South Fargo cul-de-sac, this beautifully maintained two-story twin home offers an exceptional combination...

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  • 3 Beds
  • 3 Baths
  • 7164900 MLS
Courtesy of Berkshire Hathaway HomeServices Premier Properties

Listing courtesy of Berkshire Hathaway HomeServices Premier Properties.

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315 12 1/2 Avenue E, West Fargo, ND image
315 12 1/2 Avenue E, West Fargo, ND $172,900

A cut above the rest, don't miss out on this clean 2BR, 3 Bath townhouse in a convenient location. Unit has been freshly painted and includes newer carpet throughout! Up...

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  • 2 Beds
  • 3 Baths
  • 7166463 MLS
Courtesy of RE/MAX Legacy Realty

Listing courtesy of RE/MAX Legacy Realty.

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11 4th Street S Unit 102, Moorhead, MN image
11 4th Street S Unit 102, Moorhead, MN $282,000

Rare Uptown Riverside condo in Moorhead hitting the market! This 2-bedroom, 2-bathroom, 1,607 sq ft main-floor condo features exposed brick walls, impressive 12-foot ceil...

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  • 2 Beds
  • 2 Baths
  • 7166088 MLS
Courtesy of Better Homes and Gardens Real Estate Park Company

Listing courtesy of Better Homes and Gardens Real Estate Park Company.

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3434 28th Street S Unit 302, Fargo, ND image
3434 28th Street S Unit 302, Fargo, ND $259,900

Welcome home to this beautifully updated 2-bedroom condo in a desirable 55+ community! This spacious, move-in-ready, single-level home features an open-concept layout wit...

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  • 2 Beds
  • 1 Baths
  • 7160752 MLS
Courtesy of Better Homes and Gardens Real Estate Park Company

Listing courtesy of Better Homes and Gardens Real Estate Park Company.

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1127 4th Avenue E, West Fargo, ND image
1127 4th Avenue E, West Fargo, ND $323,900

Welcome home to this spacious 4-bedroom, 2-bath home in West Fargo's desirable Somerset neighborhood! Step inside to vaulted ceilings, neutral finishes & newer plank floo...

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  • 4 Beds
  • 2 Baths
  • 7164272 MLS
Courtesy of eXp Realty (219 WF)

Listing courtesy of eXp Realty (219 WF).

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1402 E Gateway Circle S Unit E, Fargo, ND image
1402 E Gateway Circle S Unit E, Fargo, ND $225,000

NO SNOW TO SHOVEL HERE! Enjoy easy living in this 2 bedroom, 2 bath townhome featuring 2 bedrooms, 2 baths, 2 fp, a double garage & private patio. The condo fee takes car...

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  • 2 Beds
  • 2 Baths
  • 7165482 MLS
Courtesy of Better Homes and Gardens Real Estate Park Company

Listing courtesy of Better Homes and Gardens Real Estate Park Company.

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512 12th Street E, West Fargo, ND image
512 12th Street E, West Fargo, ND $440,000

Set on a spacious corner lot, this one owner, four-bedroom, four-bath home offers a comfortable blend of space, greenery, and practical updates. The green space and estab...

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  • 4 Beds
  • 4 Baths
  • 7163823 MLS
Courtesy of Better Homes and Gardens Real Estate Park Company

Listing courtesy of Better Homes and Gardens Real Estate Park Company.

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4470 24th Avenue S Unit 304, Fargo, ND image
4470 24th Avenue S Unit 304, Fargo, ND $239,900

Discover a fresh approach to luxury, maintenance-free living at MAKT, Fargo's newest seven-story condominium community. This stylish one-bedroom, one-bath residence offer...

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  • 1 Beds
  • 1 Baths
  • 7165122 MLS
Courtesy of Tradition Property Group

Listing courtesy of Tradition Property Group.

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3626 5th Street S, Moorhead, MN image
3626 5th Street S, Moorhead, MN $299,900

Welcome to this spacious and inviting townhome in a desirable Moorhead location! Enjoy the convenience of main-floor living with a generous primary bedroom featuring two ...

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  • 3 Beds
  • 3 Baths
  • 7158475 MLS
Courtesy of Trilogy Real Estate

Listing courtesy of Trilogy Real Estate.

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331 Prairiewood Circle S Unit 206, Fargo, ND image
331 Prairiewood Circle S Unit 206, Fargo, ND $129,900

Affordable condo in the desirable Prairiewood neighborhood. 2 Bedrooms including a primary suite, 2 baths, 2 stall garage, 2nd floor balcony, large storage closet and lo...

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  • 2 Beds
  • 2 Baths
  • 7163997 MLS
Courtesy of RE/MAX Legacy Realty

Listing courtesy of RE/MAX Legacy Realty.

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4519 3rd Street S, Moorhead, MN image
4519 3rd Street S, Moorhead, MN $449,000

Step into easy, main floor living in South Moorhead. The high ceilings are highlighted by the sunlight that pours in through the skylight and big windows. On chilly eveni...

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  • 3 Beds
  • 3 Baths
  • 7162635 MLS
Courtesy of High Valley FM LLC

Listing courtesy of High Valley FM LLC.

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3102 26th Avenue S, Fargo, ND image
3102 26th Avenue S, Fargo, ND $699,900

LOCATION, LOCATION, LOCATION!! Charming one-owner home on Lake in the desirable Bluemont Lakes development. With a grand front entry, this home features six bedrooms—fo...

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  • 6 Beds
  • 4 Baths
  • 7163085 MLS
Courtesy of REALTY XPERTS

Listing courtesy of REALTY XPERTS.

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974 5th Avenue W Unit C, West Fargo, ND image
974 5th Avenue W Unit C, West Fargo, ND $179,000

More space, less maintenance, and move-in ready! Step inside this 2-story townhouse to find a spacious living room, an updated kitchen featuring modern finishes, stainles...

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  • 3 Beds
  • 2 Baths
  • 7161808 MLS
Courtesy of NextHome Legendary Properties

Listing courtesy of NextHome Legendary Properties.

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797 Villa Park Way, West Fargo, ND image
797 Villa Park Way, West Fargo, ND $475,000

Welcome home to this beautiful, move-in-ready 1½-story home in desirable Charleswood! Enjoy the perfect blend of comfort, style, and low-maintenance living with an open f...

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  • 3 Beds
  • 3 Baths
  • 7160169 MLS
Courtesy of Century 21 FM Realty

Listing courtesy of Century 21 FM Realty.

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341 Prairiewood Circle S Unit 207, Fargo, ND image
341 Prairiewood Circle S Unit 207, Fargo, ND $118,900 ▼

Welcome to this inviting 2-bedroom, 2-bathroom condo in Fargo’s Prairiewood area! Offering 960 square feet of comfortable living space, this condo features an open layout...

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  • 2 Beds
  • 2 Baths
  • 7151486 MLS
Courtesy of REAL (216 FGO)

Listing courtesy of REAL (216 FGO).

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300 Main Avenue Unit 510, Fargo, ND image
300 Main Avenue Unit 510, Fargo, ND $500,000

Condominium living is about more than just the home—it’s about the lifestyle. Located in the heart of downtown Fargo, this spacious 2-bedroom, 2-bath condo offers high-qu...

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  • 2 Beds
  • 2 Baths
  • 7157656 MLS
Courtesy of FpG Realty

Listing courtesy of FpG Realty.

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331 Prairiewood Circle S Unit 104, Fargo, ND image
331 Prairiewood Circle S Unit 104, Fargo, ND $105,000

Simple living at its finest. This turn the key and go condo just hit the market and ready for its new owner. This 2 bed 1 bath condo has over 900 sq ft of living space an...

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  • 2 Beds
  • 1 Baths
  • 7157840 MLS
Courtesy of EXIT Realty Metro

Listing courtesy of EXIT Realty Metro.

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6661 21st Street S, Fargo, ND image
6661 21st Street S, Fargo, ND $334,900

Welcome Home to this MOVE-IN READY ON A CUL-DE-SAC & BACKING TO DAVIES PARK! Enjoy a peaceful setting with no through traffic, a spacious backyard, and the park right beh...

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  • 3 Beds
  • 3 Baths
  • 7158634 MLS
Courtesy of Better Homes and Gardens Real Estate Park Company

Listing courtesy of Better Homes and Gardens Real Estate Park Company.

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4470 24th Avenue S Unit 603, Fargo, ND image
4470 24th Avenue S Unit 603, Fargo, ND $619,900

Experience elevated, maintenance-free living in this stunning sixth-floor residence at MAKT, Fargo's newest seven-story luxury condominium community! Centrally located wi...

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  • 2 Beds
  • 2 Baths
  • 7158433 MLS
Courtesy of Tradition Property Group

Listing courtesy of Tradition Property Group.

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1424 14th Street E Unit 21, West Fargo, ND image
1424 14th Street E Unit 21, West Fargo, ND $175,000

Enjoy comfortable, low-maintenance living in this well-maintained 2-bedroom condo in a desirable 55+ community. Located on the second floor, this unit offers a pleasant ...

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  • 2 Beds
  • 1 Baths
  • 7155480 MLS
Courtesy of eXp Realty (3523 FGO)

Listing courtesy of eXp Realty (3523 FGO).

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308 13th Avenue E, West Fargo, ND image
308 13th Avenue E, West Fargo, ND $199,900

Welcome to this beautifully updated 2-story condo offering comfortable living, thoughtful updates, and plenty of space to make your own! A ton of updates have been comple...

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  • 2 Beds
  • 2 Baths
  • 7155860 MLS
Courtesy of KW Inspire Realty Keller Williams

Listing courtesy of KW Inspire Realty Keller Williams.

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1473 Belsly Boulevard, Moorhead, MN image
1473 Belsly Boulevard, Moorhead, MN $284,900

This is a Move-in Ready remarkable townhome for anyone over 55. One level home with private entrance and attached garage. 2- bedroom and 2-bath. No steps and accessible ...

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  • 2 Beds
  • 2 Baths
  • 7155902 MLS
Courtesy of RE/MAX Legacy Realty

Listing courtesy of RE/MAX Legacy Realty.

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1512 19th Avenue E, West Fargo, ND image
1512 19th Avenue E, West Fargo, ND $325,000

Looking for generous living space in a convenient West Fargo location? This 4-bedroom, 2-bath twinhome offers approximately 2,256 square feet, a spacious kitchen, and mul...

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  • 4 Beds
  • 2 Baths
  • 7155961 MLS
Courtesy of REAL

Listing courtesy of REAL.

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.

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