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HOA

What Is Home Owners Association (HOA)?

A governing body and volunteers, who can be home owners, who makes and enforces the rules of the HOA for the Home Owners Association subdivision, condo or complex. When you purchase a home with a HOA, you automatically become a member where you can vote for changes or hold a board member position.

HOA fees can vary from monthly, quarterly to yearly dues and can cover insurance, building maintenance, lawn/snow care, utility bills, management fees and community room maintenance. 

There are pro's and con's to HOA and it is important to do your research to what the HOA covers, review minutes and the Association's financial position. 

 

 

Search for Homes with HOA's in Fargo Moorhead or West Fargo

1530 35th Street S Unit A-101, Fargo, ND image
1530 35th Street S Unit A-101, Fargo, ND $183,500

Coming soon! Showings begin September 23 on this well-cared-for 3-bedroom, 2-bathroom main-level condo offering 1,152 square feet of comfortable, low-maintenance living. ...

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  • 3 Beds
  • 2 Baths
  • 7140597 MLS
Courtesy of Dakota Plains Realty

Listing courtesy of Dakota Plains Realty.

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2541 S 26th Avenue S, Fargo, ND image
2541 S 26th Avenue S, Fargo, ND $675,000

Completely renovated and situated in Fargo’s highly coveted Bluemont Lakes neighborhood, this home offers the pristine finish of new construction with the peace of mind o...

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  • 5 Beds
  • 3 Baths
  • 7145459 MLS
Courtesy of Raboin Realty

Listing courtesy of Raboin Realty.

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3539 31st Street S, Fargo, ND image
3539 31st Street S, Fargo, ND $252,900

Low-maintenance living awaits in this conveniently located South Fargo Bi-level townhome! The main level offers a functional kitchen, comfortable living room, primary sui...

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  • 3 Beds
  • 2 Baths
  • 7145222 MLS
Courtesy of Park Co., REALTORS®

Listing courtesy of Park Co., REALTORS®.

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1439 25th Avenue S Unit 101, Fargo, ND image
1439 25th Avenue S Unit 101, Fargo, ND $169,900

Wonderful main floor condo in convenient location with all the amenities. Stainless appliances, newer siding and shingles, new patio door, deck and railing. Updated bathr...

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  • 2 Beds
  • 2 Baths
  • 7141187 MLS
Courtesy of Better Homes and Gardens Real Estate Advantage One

Listing courtesy of Better Homes and Gardens Real Estate Advantage One.

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3345 38th Street S, Moorhead, MN image
3345 38th Street S, Moorhead, MN $259,000

Beautiful Townhome!Located on The Village Green golf course. Immaculate condition. Patio overlooks pond and hole number one with a awning for shade! Custom Kitchen cabine...

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  • 2 Beds
  • 2 Baths
  • 7144423 MLS
Courtesy of RE/MAX Legacy Realty

Listing courtesy of RE/MAX Legacy Realty.

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4526 65th Street S, Fargo, ND image
4526 65th Street S, Fargo, ND $799,900

Stunning single-family home in a desirable HOA community, offering an open floor plan with exceptional finishes throughout. The kitchen features beautiful walnut cabinetr...

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  • 4 Beds
  • 3 Baths
  • 7140122 MLS
Courtesy of Archer Real Estate Services

Listing courtesy of Archer Real Estate Services.

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412 5th Street N Unit 526, Fargo, ND image
412 5th Street N Unit 526, Fargo, ND $869,000

Experience a truly unique approach to downtown living at Great Northern Block. The property is located within a Renaissance Zone, offering potentially significant tax ben...

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  • 3 Beds
  • 2 Baths
  • 7144023 MLS
Courtesy of Prime Realty

Listing courtesy of Prime Realty.

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801 32 Avenue N Unit Unit A-101, Fargo, ND image
801 32 Avenue N Unit Unit A-101, Fargo, ND $154,900

More space & less maintenance. That’s a pretty good combo! This 3-bedroom, 2-bath North Fargo condo packs a lot into 1,141 sq ft, including in-unit laundry, great storage...

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  • 3 Beds
  • 2 Baths
  • 7143563 MLS
Courtesy of RE/MAX Legacy Realty

Listing courtesy of RE/MAX Legacy Realty.

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105 3rd Street N Unit 203, Moorhead, MN image
105 3rd Street N Unit 203, Moorhead, MN $194,900

One Riverside condo close to downtown Moorhead and Fargo.  This two-bedroom, two-bathroom condo has everything you want!  One bathroom includes a Walk-In Soaker Tub.  You...

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  • 2 Beds
  • 2 Baths
  • 7141078 MLS
Courtesy of Park Co., REALTORS®

Listing courtesy of Park Co., REALTORS®.

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360 32nd Avenue W Unit 701, West Fargo, ND image
360 32nd Avenue W Unit 701, West Fargo, ND $775,000

Welcome to elevated living in the Envy building at The Lights. This top-floor condo offers a sleek, modern design with 3 bedrooms and 3 bathrooms, thoughtfully laid out f...

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  • 3 Beds
  • 3 Baths
  • 7142082 MLS
Courtesy of Prime Realty

Listing courtesy of Prime Realty.

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321 12 1/2 Avenue E, West Fargo, ND image
321 12 1/2 Avenue E, West Fargo, ND $170,000

Updated 2-story condo featuring a private deck, heated pool, and beautiful greenspace with walking paths! The spacious kitchen offers plenty of cabinet space, stainless s...

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  • 2 Beds
  • 3 Baths
  • 7141966 MLS
Courtesy of Oxford Realty (FM)

Listing courtesy of Oxford Realty (FM).

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2308 18th Street S Unit H, Fargo, ND image
2308 18th Street S Unit H, Fargo, ND $123,000

Welcome home to this freshly updated 2-bedroom, 1-bathroom condo in a convenient south Fargo location near restaurants, grocery stores, and everyday amenities. The interi...

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  • 2 Beds
  • 1 Baths
  • 7142504 MLS
Courtesy of Prime Realty

Listing courtesy of Prime Realty.

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5074 Prosperity Way S, Fargo, ND image
5074 Prosperity Way S, Fargo, ND $755,000

Discover exceptional living in The Aspens at Timber Creek! This beautifully appointed 3-bedroom, 3-bathroom townhome offers luxury, convenience, and low-maintenance livin...

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  • 3 Beds
  • 3 Baths
  • 7142033 MLS
Courtesy of Trilogy Real Estate

Listing courtesy of Trilogy Real Estate.

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331 Prairiewood Circle S Unit 102, Fargo, ND image
331 Prairiewood Circle S Unit 102, Fargo, ND $129,500

Welcome home to this updated 2-bedroom, 1-bath garden-level property offering comfortable, low-maintenance living. Numerous updates throughout include an updated kitchen,...

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  • 2 Beds
  • 1 Baths
  • 7141190 MLS
Courtesy of Town & Country Realty

Listing courtesy of Town & Country Realty.

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4470 24th Avenue S Unit 705, Fargo, ND image
4470 24th Avenue S Unit 705, Fargo, ND $599,000

This is a southeast facing unit on the top floor. Large patio access from the primary bath as well as the family room. 10 foot ceilings. Wide open floor plan with an a...

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  • 2 Beds
  • 2 Baths
  • 7139064 MLS
Courtesy of Beyond Realty

Listing courtesy of Beyond Realty.

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4470 24th Avenue S Unit 703, Fargo, ND image
4470 24th Avenue S Unit 703, Fargo, ND $596,000

This is a top floor and South facing condo with a large patio area with views of what all Fargo has to offer. This very large unit with almost 1900 sq. feet. Two bedroo...

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  • 2 Beds
  • 2 Baths
  • 7139043 MLS
Courtesy of Beyond Realty

Listing courtesy of Beyond Realty.

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4470 24th Avenue S Unit 706, Fargo, ND image
4470 24th Avenue S Unit 706, Fargo, ND $525,000

Experience the perfect blend of luxury, privacy, and functionality on nearly 10 breathtaking acres. This exceptional property is surrounded by mature trees, extensive lan...

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  • 2 Beds
  • 2 Baths
  • 7139072 MLS
Courtesy of Beyond Realty

Listing courtesy of Beyond Realty.

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3201 14th Street S Unit 203, Moorhead, MN image
3201 14th Street S Unit 203, Moorhead, MN $249,900 ▲

Beautifully updated and maintained 55+ condo! Plenty of space beyond the 2BR/2BA/2stall with an extra storage closet, extra office/den & built-ins. You'll love the newer ...

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  • 2 Beds
  • 2 Baths
  • 7140013 MLS
Courtesy of eXp Realty (3120 FGO)

Listing courtesy of eXp Realty (3120 FGO).

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15 Fremont Drive S, Fargo, ND image
15 Fremont Drive S, Fargo, ND $449,000

It’s not every day you get true lakefront living without giving up the convenience of being right in town. Tucked into Bluemont Lakes, this 3-bed, 2-bath home immediately...

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  • 3 Beds
  • 2 Baths
  • 7138868 MLS
Courtesy of HomeSmart Adventure Realty (DL)

Listing courtesy of HomeSmart Adventure Realty (DL).

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503 33rd Way E Unit B, West Fargo, ND image
503 33rd Way E Unit B, West Fargo, ND $375,000

Welcome to this thoughtfully designed, 3-level split home conveniently located in Hadley Meadows, West Fargo! The moment you step inside, this home offers a welcoming fee...

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  • 3 Beds
  • 4 Baths
  • 7138487 MLS
Courtesy of Aspire Realty

Listing courtesy of Aspire Realty.

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1225 7th Street S Unit 7, Moorhead, MN image
1225 7th Street S Unit 7, Moorhead, MN $125,000

Move-in ready and beautifully refreshed — this is the perfect step into homeownership. This charming 2-bedroom home offers easy living with in-unit laundry, an attached g...

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  • 2 Beds
  • 1 Baths
  • 7133749 MLS
Courtesy of Park Co., REALTORS®

Listing courtesy of Park Co., REALTORS®.

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319 Broadway N Unit 304, Fargo, ND image
319 Broadway N Unit 304, Fargo, ND $260,000

This beautiful 1 bed 1 bath Condo will let you live downtown without the downtown noise. It has been completely remodeled with new finishes everywhere. The open layout is...

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  • 1 Beds
  • 1 Baths
  • 7133354 MLS
Courtesy of Horizon Real Estate Group

Listing courtesy of Horizon Real Estate Group.

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5831 41st Street S, Fargo, ND image
5831 41st Street S, Fargo, ND $469,000

Immaculate 4 level townhome with incredible rooftop deck. Three bedrooms, three baths, two stall finished garage. The kitchen is a chef’s dream, with breakfast bar, large...

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  • 3 Beds
  • 3 Baths
  • 7132826 MLS
Courtesy of Archer Real Estate Services

Listing courtesy of Archer Real Estate Services.

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530 6th Avenue W Unit 3, West Fargo, ND image
530 6th Avenue W Unit 3, West Fargo, ND $184,000

Discover one of West Fargo’s best-kept secrets! This spacious main-floor condo offers comfortable, easy living in a peaceful setting tucked along the river, surrounded by...

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  • 2 Beds
  • 1 Baths
  • 7134026 MLS
Courtesy of Town & Country Realty

Listing courtesy of Town & Country Realty.

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7032 26th Street S, Fargo, ND image
7032 26th Street S, Fargo, ND $595,000

Welcome to one-level living in Golden Valley of Fargo! Centrally located and just a few blocks from Davies High School and pool, this beautifully maintained 3-bedroom, 2-...

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  • 3 Beds
  • 2 Baths
  • 7131920 MLS
Courtesy of eXp Realty (3788 FGO)

Listing courtesy of eXp Realty (3788 FGO).

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.

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