Buying a Home

July 6, 2022

Turn To Your Real Estate Agent for Lender Recommendations Instead of Rolling the Dice and Shopping Rates Online

Everybody wants the best mortgage rate they can get, even when rising rates aren’t in the news. But with rates going up lately, people are desperate to find the best deal they can get.

Of course shopping for the best rate is a good thing to do, but more importantly ...

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Posted in Buying a Home
July 3, 2022

Need More Space in the Future? Here’s How to Find a Home With Room to Grow

You might not need a lot of space now—but that can definitely change in the future. For example, maybe you’re buying a home as a single person—but have plans to have a family in the future. Or maybe you already have a family—but plan to add more children (or pets ...

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Posted in Buying a Home
July 2, 2022

Some Homebuyers Are Regretting Their Decisions, but You Can Avoid It

The last thing you want to do is regret buying a house. It’s typically the largest purchase you make, and something you have to live with (and in) for some time.

But people regret buying houses so often, it has a fancy term that gets thrown around—“buyer’s remorse.” Whether ...

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Posted in Buying a Home
July 1, 2022

Have a Bankruptcy on Your Record? Here’s What to Know About Buying a Home

There’s no denying that bankruptcy is a serious financial challenge. But filing for bankruptcy doesn’t have to keep you from successfully applying for a mortgage; you just need to know how to navigate the process.

So how, exactly, do you do that?

Tips for people who are looking to buy ...

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Posted in Buying a Home
June 30, 2022

Top 6 Reasons Renters Have for Not Buying a Home (And Why They May Be Wrong)

Owning a home isn’t the right decision for everyone. There are plenty of circumstances and reasons for someone to rent a place to live rather than buy. The problem is, sometimes people get stuck in the mentality that they should rent, based upon things they’ve heard, but never really questioned ...

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Posted in Buying a Home
June 29, 2022

Survey Reveals the Importance of Hiring an Empathetic Real Estate Agent When Buying a Home

Looking for a home in the past few years has been difficult for almost all buyers. Even those who have all-cash offers, waive every contingency, and offer well over asking price have been losing out on their dream homes.

It’s been so frustrating that it can bring you to tears ...

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Posted in Buying a Home
June 28, 2022

Go to Favorites Low Mortgage Rates + High Home Values: Should You Tap Into Your Home Equity Right Now?

If you own a home, there’s a good chance you’re sitting on a nice chunk of equity. The average homeowner got a $48,000 bump in their home value, raising the average equity to $185,000 in 2021.

Considering mortgage rates are still historically low, and home values are high ...

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Feb. 19, 2021

Want to build wealth this year? Buy A Home This Year!

Want to Build Wealth? Buy a Home This Year!

Want to Build Wealth? Buy a Home This Year. | MyKCM

Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and savings and then decide what makes the most financial sense. That equation will most likely ...

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Posted in Buying a Home
Feb. 18, 2021

3 Ways Equity Can Have A Major Impact

3 Ways Home Equity Can Have a Major Impact on Your Life

3 Ways Home Equity Can Have a Major Impact on Your Life | MyKCM

There have been a lot of headlines reporting on how homeowner equity (the difference between the current market value of your home and the amount you owe on your mortgage) has dramatically increased over the past few years ...

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Feb. 5, 2021

Closing Costs

 

  

Have You Put Aside Enough for Closing Costs?

Have You Put Aside Enough for Closing Costs? | MyKCM

There are many potential homebuyers, and even sellers, who believe that you need at least a 20% down payment in order to buy a home, or move on to their next home. Time after time, we have dispelled this ...

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